The Human propensity to accept “the facts” coupled with an acceptance of the ability of AI to deliver “the facts” is creating a downward spiral of unintended misinformation, which is constantly being used to reference and re-reference itself.
Author Archives: Payment Monkey
24
Nov
Nov
The Halifax Permanent Building Society was founded in 1852. It began as a mutual endeavour, providing affordable housing for working people. By embodying community values, it grew into the world’s largest building society – until the rise of corporate interests reshaped its mission forever.
28
Oct
Oct
x402 makes blockchain payments seamless — and irreversible. Perfect for IoT, perilous for people. Push payments strip away the safety nets of chargebacks and consumer protection. Finality without recourse isn’t progress.
17
Oct
Oct
It’s easy to lie when your audience doesn’t know what good looks like, and it’s so much easier if the team is indispensable! Are we on target to learn, or will we miss the target and get the finger?
30
Sep
Sep
In the UK, the number of cash machines is quietly shrinking, and with every one that disappears, it takes with it a vital lifeline for millions who rely on cash for their basic needs.
17
Sep
Sep
M-Pesa turned the humble mobile phone into a wallet, creating a giant shared bucket of money spread across shops, banks, and tills, transforming how millions in Kenya move and manage cash.
11
Sep
Sep
Have we allowed “innovation” to be hijacked by marketing?
We add a new colour, a shinier material, or a slicker User Experience and suddenly it’s a breakthrough. If everything is innovation, then nothing is!
07
Sep
Sep
There are essentially three ways of moving money around a payment ecosystem: bank rails, card rails and the Bucket of Money. Each can be ideally paired with some payment services but not with others. It’s Football and Rugby – how hard can it be?
06
Aug
Aug
The other day my wife asked me what the best card for a trip to Dubai might be. I considered Wise to be a good choice, although there are clearly other options, but that’s not the point.
01
Aug
Aug
Is it any wonder that Barclays top the UK charts of crap customer service. I had a non-standard problem, I called customer services and I still have a non-standard problem.
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