Foundations

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Introduction to Payment Cards

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Principles of Proper Payments

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The Payment Card Ecosystem

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Card History

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Payment Infrastructure

An introduction to the Payments Infrastructure section goes here

The 4-Party Model

The 4-Party Model of transaction processing describes the key players and the information flow in a card payment. The model includes the cardholder, the merchant, the issuing (cardholder’s bank) and the acquiring bank (merchant’s bank), all working together through an intermediary payment network (like Visa or Mastercard).

POS Systems

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ATM Networks

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Real-time Payments

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Transaction Workflows

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Transaction Lifecycle

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Account Debits

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Account Credits

Adding value to an account, often referred to as funding or topping up an account, can be accomplished through a variety of mechanisms, with each method varying in terms of speed, cost, and availability depending on the account type, financial institution or platform.

Security and Regulatory

An introduction to the Transaction Workflow section goes here

Fraud and Fraud Detection

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EMV

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3D Secure

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PCI-DSS

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The Future of Cards

An introduction to the Card History section goes here

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Explore the Future of Payments

The global payment ecosystems continues to evolve with technologies like AI, tokenisation, and real-time payments.

Stay ahead of the game by diving deeper into the world of payment processing.

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