Skip to content
  • Payment Experts Swinging to the Rescue!
  • Newsletter

    Sign up for the Payment Monkey Newsletter

    Subscribe for strategic insights, forecasts, and expert commentary.

  • Payment Experts Swinging to the Rescue!
PaymentMonkey.netPaymentMonkey.net
  • What’s New
  • cardWise

    i: Foundations

    introduction to payment cards
    payment principles
    the payment card ecosystem

    ii: Historical Context

    timelines
    why pci?

    iii: Payment Infrastructure

    transaction elements
    the four-party model
    POS systems
    ATM networks
    real-time payments

    iv: Transaction Workflows

    transaction lifecycle
    account debits
    account credits

    v: Security & Regulatory

    maagstripe security features
    fraud & fraud detection
    EMV
    3D Secure
    PCI-DSS

    vi: The Future of Cards

    open banking
    a stack of plastic payment cards
  • ATM

    ATM Menu

    Introduction

    ATM Fraud - YouTube

    About us

    Get in Touch

    ATM Background
    ATM Chronolgy
    Case Studies
    ATM cards in the 1980s
    Spain and Portugal
    Blog Posts
    Halifax Lotto
    An ATM with a red screen showing keypad
  • Scams

    Scams Menu

    Card Skimming - YouTube

    Card Skims

    e-mail scams
    the phishing email

    Desk with telephone and mail, with hands holding a letter
  • Infographics
  • Open Banking

    Open Banking

    Introduction
    Analysing Open Banking

     

    About us

    Get in Touch

    Applications
    Open Banking at the POS
    Take a closer look
    OB analysis
    the POS challenge
    OB process flow
    transaction acquiring
    point of sale
    Blog Posts
    OB for Dummies
    wise old OB experience
    national payments vision
    money movement models
    An ATM with a red screen showing keypad
  • Design
    • HLD
  • Issuing
  • Parts
  • Method
    • Seven Steps
  • Bytes
  • Blog
  • Glossary
  • About
Visa
MasterCard
American Express
Stripe
PayPal
Apple Pay
Discover
Google Pay
JCB
Copyright 2025 © number19
  • What’s New
  • ATM
  • Infographics
  • Open Banking
    • Introduction
    • Analysing Open Banking
    • Open Banking at the PoS
    • PoS challenges
    • Open Banking Process Flow
  • Payment Cards and Transaction Processing
  • Payment Timelines
  • Blog
  • Monkey About
  • Login / Register
  • Newsletter
bluesky logo overlayed on blue sky and a building

it's not twitter

bluesky social

Click me!

Join us on Bluesky social and be one of the first to hear what we have to say, when we say it.

bluesky butterfly logo